-- Created using PowToon -- Free sign up at http://www.powtoon.com/youtube/ -- Create animated videos and animated presentations for free. PowToon is a free tool that allows you to develop cool animated clips and animated presentations for your website, office meeting, sales pitch, nonprofit fundraiser, product launch, video resume, or anything else you could use an animated explainer video. PowToon's animation templates help you create animated presentations and animated explainer videos from scratch. Anyone can produce awesome animations quickly with PowToon, without the cost or hassle other professional animation services require.
Views: 22407 mama sofia
What is Insurance | how to work it. See more from http://t.co/3MBMAxP2lp enjoy more http://t.co/VWqGgike6E Insurance is the equitable system which protects the risk of a great loss and get exchange for payment from another. It is a kind of risk management primarily used to parry against the danger of a contingent, uncertain loss. An underwriter, or insurance carrier, is a company selling the insurance; the insured, or policyholder, is the person or entity purchasing the insurance policy. The total of money to be loaded for a certain sum of insurance coverage is called the premium.A risk management company, the practice of appraising and risk controller, has developed as a distinct area of work and exercise.The transaction requires the insured assuming a guaranteed and experienced relatively little red ink in the form of payment to the underwriter in exchange for the insurer's promise to compensate (indemnify) the insured in the event of a financial (personal) loss.The insured has a contract, the terms and conditions under which the insured will be financially rewarded insurance policy details, it is called.
Views: 25557 Unlimited Fun4you
The reasons for buying life insurance are fairly straightforward - then comes the issue of selecting the right product for individual circumstances. Do you want term or whole of life cover, for example? It might be a good idea to become familiar with what is on offer and understand the basic principles that underpin the options. Watch this video tutorial from ING's Be Good at Money to find out more and visit us at www.ezonomics.com.
Views: 36992 ING eZonomics
This video goes over steps that can help you to answer and Identify questions that relate to coinsurance. It will help you to determine when you should use the coinsurance formula and help you to identify what you should be looking for in the question in order to get the correct answer. MY WEBSITE: http://insuranceladypc.wixsite.com/insurance
Views: 3560 Insurance Lady
Auto insurance can be confusing! Briefly learn about the four basic coverages included in a standard personal auto policy. For more on Personal Auto Insurance, visit our website at http://www.central-insurance.com/docs/auto-main.htm.
Views: 95180 CentralInsurance
Baffled by premiums, deductibles and out-of-pocket maximums? Here is an overview of health insurance that will help clear things up and give you a better sense of how your money is spent.
Views: 178386 Consumer Reports
EduTrainer Steve Savant, national insurance columnist and host of the daily Internet talk show, the Business Insurance Zone coaches you through the basic understanding and planning applications of life insurance. Methuselah lived 969 years during the anti-diluvium. The post-diluvium period witnessed a marked decline in human longevity. The Roman Empire average age for males was 25. When Juan Ponce de lone was searching for the fountain of youth in Florida in the 1530s the average age for a male was 36. When Sir Edmund Halley constructed the first working actuarial tables in 1694 when males average age in England was 47, The Commissioners Standard Operational (CSO) Tables 1941 CSO (Used in the construction of the social security benefit tables 1958 CSO, the first modern mortality tables 1980 CSO, revolutionary extensions in endowment and maturity dates 2001 CSO, present day mortality tables. Download Lincoln Benefit Life's user friendly proposal software and follow Steve Savant as he teaches the basic concepts of life insurance at www.lblsales.com/etw EduTrainment workshops is sponsored by Lincoln Benefit Life, An Allstate Company
Views: 5426 BrokersAlliance
This video is essential for new business owners and it’s a great refresher even if you’ve owned a business for decades. We’ll go over the four basic types of business insurance, offer a quick overview of many coverage options for each, and give you a PDF document to keep track of your own insurance coverage. You’ll walk away understanding business insurance WAY better than you do now. Here’s the breakdown: Get the Coverage Details Form we talk about in the video: • The BLANK form is here: http://bit.ly/2f3FPPF • The EXAMPLE COVERAGE form is here: http://bit.ly/2fd7nGb What’s in the video: • GENERAL LIABILITY (2:02) o Medical Expenses (3:20) o Products Liability (3:58) o Employment Practices Liability (4:08) o Employee Benefits Liability (4:47) o Cyber Liability (5:03) o Professional Liability (5:31) o Hired & Non Owned Auto (6:00) • PROPERTY COVERAGE (6:37) o Building Coverage (6:56) o Business Personal Property (7:10) o Data Compromise (7:48) o Specialized Equipment (8:10) o Money & Securities (8:30) o Business Income Coverage (8:40) o Employee Dishonesty (9:00) o Forgery (9:10) o Equipment Breakdown (9:13) • WORKERS COMPENSATION (10:00) o Coverage Limits (10:10) o How Premium Works (11:25) • COMMERCIAL AUTO (12:40) That’s it! WHAT ARE YOUR QUESTION? Please ask them in the comments section below!! Learn more about us at: Our Site - www.shineinsurance.com Our Blog - www.shineinsure.com/blog Our Podcast - www.scratchentrepreneur.com Our Course - www.newhomebuyersguide.net
Views: 1694 Shine Insurance
http://www.brokersalliance.com (800) 290-7226 Presented by Brokers Alliance. Basis: the original principle, corpus or contribution of into an annuity. Exclusion Ratio: The exclusion ratio which contains basis is amortized in the distribution payment with gain. The exclusion ration is generally distributed over the life expectancy of the annuitant. Gain: The profit, gain or accumulated cash values beyond basis. LIFO: (Last In First Out Taxation) Distributions from an annuity policy are treated as gain until all gain has been distributed. Then remaining distributions should be the recovery of basis. The exception to the rule is life time annuitization whereas the exclusion ratio which contains basis is amortized in the distribution payment with gain. The exclusion ration is generally distributed over the life expectancy of the annuitant. All gain is taxed at ordinary income rates. Annuity Docs & Vocabulary: Order- email@example.com This video was produced by http://bizmediastudios.com/ ____________________________ Follow Us On Social! ____________________________ TWITTER: https://twitter.com/BrokersAlliance FACEBOOK: https://www.facebook.com/pages/Brokers-Alliance-Inc/115179661832101 INSTAGRAM: https://instagram.com/brokersalliance/ WEBSITE: http://www.brokersalliance.com/ GOOGLE+: https://www.google.com/+BrokersAlliance LINKEDIN: https://www.linkedin.com/company/brokers-alliance-inc
Views: 4838 BrokersAlliance
A short simple video for my financial institutions & markets assignment..-- Created using PowToon -- Free sign up at http://www.powtoon.com/ . Make your own animated videos and animated presentations for free. PowToon is a free tool that allows you to develop cool animated clips and animated presentations for your website, office meeting, sales pitch, nonprofit fundraiser, product launch, video resume, or anything else you could use an animated explainer video. PowToon's animation templates help you create animated presentations and animated explainer videos from scratch. Anyone can produce awesome animations quickly with PowToon, without the cost or hassle other professional animation services require.
Views: 16548 jasmin md yassin
“Basic Concepts” and “Underlying Principles” including important terminology of insurance are discussed in six modules. They are extremely useful for students preparing for various insurance companies examinations like LIC, GIC, NICL, NIACL etc... This is the first module of fifth in the series.
Views: 67854 Learning Space
Subscribe Now: http://www.youtube.com/subscription_center?add_user=ehowfinance Watch More: http://www.youtube.com/ehowfinance Working for an insurance company means working for the people who actually write insurance policies. Learn about insurance jobs with help from a fee-based insurance and risk management consultant in this free video clip. Expert: Dan Weedin Filmmaker: Jay Windland Series Description: Insurance can be a complicated topic, so it is always important that you research policies thoroughly before signing with one company in particular. Get tips on insurance topics with help from a fee-based insurance and risk management consultant in this free video series.
Views: 7599 ehowfinance
Thank you for viewing my video please subscribe! https://portal.kaplanfinancial.com/partner/inslady I recently partnered with Kaplan financial, click the link, select your State and view the products. 10% off with the above link https://portal.kaplanfinancial.com/partner/inslady http://insuranceladypc.wixsite.com/insurance This is an easy to understand video of the different parts of a policy. This pertains to property and casualty. View my 40 min Dwelling policy (for beginners) please go to my web page and purchase the video for $12.25 http://insuranceladypc.wixsite.com/insurance
Views: 1803 Insurance Lady
As the government launches its new workplace pension, Tim Bennett explains the basics of pensions in jargon-free language, and why the new scheme is being rolled out.
Views: 84529 MoneyWeek
This video discusses the various types of vehicle insurance available to consumers. The video mentions liability, uninsured motorists, medical payments, collision, comprehensive, towing/emergency road service, rental car, and lost wages insurance. Edspira is your source for business and financial education. To view the entire video library for free, visit http://www.Edspira.com To like us on Facebook, visit https://www.facebook.com/Edspira Edspira is the creation of Michael McLaughlin, who went from teenage homelessness to a PhD. The goal of Michael's life is to increase access to education so all people can achieve their dreams. To learn more about Michael's story, visit http://www.MichaelMcLaughlin.com To follow Michael on Facebook, visit https://facebook.com/Prof.Michael.McLaughlin To follow Michael on Twitter, visit https://twitter.com/Prof_McLaughlin
Views: 9153 Edspira
Tim Maurer is a financial planner, educator and author in Baltimore, Maryland. He also tends to be a little verbose. So I challenged him to attempt to sum up a host of complex personal finance topics in 90 seconds or less with nothing more than a magic marker and a sense of humor. In this video, Tim explains how insurance works.
Views: 17831 90secondfinance
EduTrainer Steve Savant coaches you through the basics of withdrawals of life insurance polices, policy loans & annuitization of life insurance policies. Edutrainment Workshops: The Essentials for Life Insurance - Withdrawals, Loans & Annuitization Training Depending on the status of the policy as issued, modified endowment or non-modified endowment contract, will determine the distribution options taxable status. However for simplicity sake withdrawals and policy loans will assume the contract was issued as a non-modified endowment contract and that the contract is kept in force for the life of the insured. Withdrawals of basis taken after 15 years, to avoid exposure to taxation of any accumulated policy gains under the force out rule, should be tax free. Policy Loans of Gain taken during the life of the in force policy will be subject to charges that may or may not be offset by interest crediting and any accrual costs that may occur because of the charging and crediting time disparities. Life Time Annuitization & the Exclusion Ratio will be considered as a modified endowment contract with distribution payments comprised of tax free basis generally amortizing to the insured's life expectancy and table policy gains. Any taxable events will be subject to ordinary income tax at the policy owner's "blended" tax bracket. Life Insurance Basic Entry Manual: Order- firstname.lastname@example.org Download Lincoln Benefit Life's user friendly proposal software and follow Steve Savant as he teaches the basic concepts of life insurance at www.lblsales.com/etw EduTrainment workshops is sponsored by Lincoln Benefit Life, An Allstate Company
Views: 8654 BrokersAlliance
High Deductible Heath Care plans and Health Savings Accounts. We've all heard about them. We've all wondered what the heck they really are, and why anyone would want to change from a traditional health plan. But with health costs sky-rocketing, and double-digit cost increases every year, something has to change. Well, there is a way to help combat those costs, help you to take a more active role in saving for medical expenses, and ultimately to help save for retirement.
Views: 14689 HORANvideos
WHITEBOARD WEDNESDAY (MAY 31, 2017): If you have ever rented a car, you know the feeling you get when the rental agent puts the full-court press on you about why you should purchase their rental insurance. In this week's #WhiteboardWednesday, Matt tackles how rental car insurance works and whether you need it when you rent a car...
Views: 16960 Law Offices of Matthew J. Quinlan
http://annuityguys.org/the-best-annuity Need to know the Best Annuity? There are hundreds of insurance companies offering thousands of annuities — but how do you know what the best annuity is for you? It really is pretty simple. The best annuity is an annuity the helps to fulfill your financial objectives. However, don’t be surprised if your best retirement option is really a portfolio of financial offerings that also combines a few strategically selected annuities to meet your income and safe money goals. (Learn more, click our link above. Full article at http://annuityguys.org) Disclosure: Videos are educational and conceptual only and not a solicitation. They are not to be considered investment, insurance, tax or legal advice. It is recommended that you work with licensed professionals for individualized advice before making any important financial decisions. Annuities are not FDIC insured and their guarantees are based on the claims paying ability of the issuing insurance company. State Guarantee Associations, while offering specific protections, are not the same as FDIC insurance. Read more Annuity Guys disclosure at: http://annuityguys.org/about-us/site-terms-conditions-and-disclosure
Views: 34382 Annuity Guys
This is an updated version of the original 'Primerica ® Insurance Terms For Success' educational video. This educational video is meant for Primerica agents, agents in training, reference, and anyone studying for their class and Life Insurance State exam. It is strongly recommended that you turn on captions for this video and write notes especially if you are studying for your exam. - Table of Contents: Introduction/Welcome 0:00:38 Basics Of Insurance  0:04:27 Types & Classifications of Insurers  0:06:15 Application, Underwriting, and Delivering the Policy  0:15:29 Types of Policies (Part 1)  0:21:18 Types of Policies (Part 2)  0:27:49 Policy Provisions  0:34:13 Policy Options  0:40:10 Policy Riders  0:43:45 Annuities  0:50:11 Retirement Plans  0:58:24 Marketing & Unfair Trade Practices  1:04:06 Additional State-specific Material  - - Disclaimer: This YouTube channel is not officially affiliated with Primerica. This video is meant for educational use only. If you would like to subscribe to Primerica's official channel, see the following link: https://www.youtube.com/user/primerica
Views: 85858 Encrypted News Tech Business Network
http://brokersalliance.com (800) 290-7226 Mortality & Morbidity Riders Current Company Practice & Contractual Guarantees Free Riders & Expensed Riders Mortality & Morbidity Definitions No Underwriting, Simplified Underwriting & Full Underwriting Life Insurance Basic Entry Manual: Order- email@example.com Download Lincoln Benefit Life's user friendly proposal software and follow Steve Savant as he teaches the basic concepts of life insurance at www.lblsales.com/etw You can download additional sale support materials including prospecting post cards and letters at www.lblsales.com/strategies/sales_customersExisting.php at EduTrainment workshops is sponsored by Lincoln Benefit Life, An Allstate Company. EduTrainer Steve Savant, national insurance columnist and host of the daily Internet talk show, the Business Insurance Zone coaches you through the basic understanding and planning applications of life insurance. ____________________________ Follow Us On Social! ____________________________ TWITTER: https://twitter.com/BrokersAlliance FACEBOOK: https://www.facebook.com/pages/Brokers-Alliance-Inc/115179661832101 INSTAGRAM: https://instagram.com/brokersalliance/ WEBSITE: http://www.brokersalliance.com/ GOOGLE+: https://www.google.com/+BrokersAlliance LINKEDIN: https://www.linkedin.com/company/brokers-alliance-inc
Views: 9203 BrokersAlliance
This is a part of lecture presented by Ms. Divya Jangid Asst. Professor of B.C.S.M. The video is about Principles of Insurance. Insurance is based on principles of "all for one and one for all "and is a business of sharing risk .There are 5 principles of insurance-utmost good faith, insurable interest, indemnity ,contribution, subrogation ,proximate cause.
Views: 17689 Guru Kpo
PriSim Business Simulations video-overview of key financial ratios for insurance companies. The video reviews some common metrics that insurance companies use to gain insights into the effectiveness of their business, and the strengths, weaknesses, and improvement opportunities in performance. PriSim works with insurance companies worldwide running business training courses utilizing custom, computerized business simulations. To learn more about PriSim Business Simulations for the Insurance Industry visit http://www.prisim.com/industries/insurance-industry/
Views: 3700 PriSim Business War Games
http://www.gofinancials.com... is an information website for financial services mainly sharing Index Universal Life strategy. GoFinancials is a money mover focus on wealth accumulation. This strategy must be carefully structured in order for it to work. Carelessness might cause some tax consequences. Visit http://www.gofinancials.com for more information.
Views: 27576 GoFinancials
In this video, you will learn about the Principle interface and I will also show you how to create a button, animate it on hover and click. -------------------------------------------------- Links -------------------------------------------------- .PRD File - https://dl.dropboxusercontent.com/u/774908/prototypes/Button.prd
Views: 38973 Principle Repo
Business Career College is a national financial services education provider. See our insurance, financial planning and continuing education courses, including self-paced and instructor led options, at https://www.businesscareercollege.com For great industry articles, follow on Twitter (https://twitter.com/JasonWattBCC) or like on Facebook (https://www.facebook.com/BusinessCareerCollege/).
Views: 26538 BCC Education
For the first time in INDIA, textbook in Economics, Accountancy & Business Studies with FREE Video Lectures by Eminent Authors/Subject Expert. To buy books visit www.goyal-books.com To view FREE Video Lectures visit www.goyalsOnline.com/commerce About the Book » Written strictly according to the latest syllabus prescribed by the CB.S.E., New Delhi. » Up-to-date study material provided by using the latest available data. » Elaborate explanation of the concepts. » Summary (Points to Remember) given at the end of each Chapter. » Numerical Problems from previous years' question papers incorporated and solved in the respective Chapters. » Methodology of solving typical numerical problems given wherever necessary. » Methodology of drawing typical diagrams given wherever necessary. » Comprehensive Exercises given at the end of each Chapter. » Sample Question Paper given at the end of the book. » Multi-disciplinay Problems given at the end of the books. » Video lectures on each topic with replies to queries for better and clear understanding of the concepts by the Author/Subject Matter Expert. Benefits of Video Lectures » Easy to access anytime: With video lectures, students can learn anywhere from their mobile devices: desktops, laptops, tablets or smartphones. » Students learn when they are primed to learn. » Students can pause, rewind and replay the lecture. » Eases the distraction of having to transcribe the lectures. » Self-paced learning: Students can follow along with the lecture at their own pace, going more slowly or quickly » Bookmarking: Students can bookmark the point where they're up to in the video so they can easily return and continue watching the lecture at a later point. » Searchability: Students can easily search through the lecture to find the required sub-topic they need, without having to rewind and fast forward throughout the video. » Greater accuracy: Students will understand the lecture better and can make sure that they have not misheard anything. » Facilitates thinking and problem solving: It improves research skills, collaborative working, problem solving, technology and organisational skills.
Views: 62101 Goyal Bros. Prakashan - Video Lectures
Please watch: "How Insurance Companies Make Money Off You" https://www.youtube.com/watch?v=bmSSBDlPvAs -~-~~-~~~-~~-~- Please subscribe: https://www.youtube.com/user/MarkFlockhart and turn on notifications. Learn auto insurance quickly. Save $$ My background in insurance: Licensed in over 35+ states, I’ve been an insurance agent for 6+ years and am currently in the top 5% sales with the 3rd largest insurance company in the U.S. I have personally helped over 5,000 people buy insurance in auto alone. I am going to show you what coverages you should be asking for from your insurance agent. Most common coverages used: Starters: BI 25/50 PD 50 UMBI 25/50 UMPD 10 (depending on value of veh) Medical payments 5,000 Middle coverage: BI 50/100 PD 50 or 100 (check price diff) UMBI 50/100 UMPD (value of veh) Medical Payments 5,000. Average home owner coverage: BI 100/300 PD 100 UMBI 100/300 UMPD (value of veh) Medical Payments 5,000, road service/towing, Rental car (if requested) If your vehicle is valuable then full coverage: Comprehensive and Collision. I use deductibles of 250(comprehensive) and 500 (collision). If the cost of these coverages are more than what the value of the vehicle is in a 3 year period you may want to evaluate if it’s still worth keeping. Remember, it’s a risk. How much risk do you want to take? States with mandatory PIP coverage • Arkansas • Delaware • Florida • Hawaii • Kansas • Kentucky • Maryland (unless a waiver is signed at initial purchase of the policy) • Massachusetts • Michigan • Minnesota • New Jersey • New York • North Dakota • Oregon • Pennsylvania • Utah Certain states require insurance companies to offer PIP coverage, but allow the insured to reject it in writing: • Washington Once you reject the coverage it stays that way until you request it be added or start a new policy. • Texas PIP Source: https://en.wikipedia.org/wiki/Personal_injury_protection
Views: 54793 Mark Flockhart
The different roles in the healthcare system. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/science/health-and-medicine/health-care-system/v/paying-doctors?utm_source=YT&utm_medium=Desc&utm_campaign=healthandmedicine Missed the previous lesson? https://www.khanacademy.org/science/health-and-medicine/health-care-system/v/health-care-costs-in-us-vs-europe?utm_source=YT&utm_medium=Desc&utm_campaign=healthandmedicine Health & Medicine on Khan Academy: No organ quite symbolizes love like the heart. One reason may be that your heart helps you live, by moving ~5 liters (1.3 gallons) of blood through almost 100,000 kilometers (62,000 miles) of blood vessels every single minute! It has to do this all day, everyday, without ever taking a vacation! Now that is true love. Learn about how the heart works, how blood flows through the heart, where the blood goes after it leaves the heart, and what your heart is doing when it makes the sound “Lub Dub.” About Khan Academy: Khan Academy is a nonprofit with a mission to provide a free, world-class education for anyone, anywhere. We believe learners of all ages should have unlimited access to free educational content they can master at their own pace. We use intelligent software, deep data analytics and intuitive user interfaces to help students and teachers around the world. Our resources cover preschool through early college education, including math, biology, chemistry, physics, economics, finance, history, grammar and more. We offer free personalized SAT test prep in partnership with the test developer, the College Board. Khan Academy has been translated into dozens of languages, and 100 million people use our platform worldwide every year. For more information, visit www.khanacademy.org, join us on Facebook or follow us on Twitter at @khanacademy. And remember, you can learn anything. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Health & Medicine channel: https://www.youtube.com/channel/UC1RAowgA3q8Gl7exSWJuDEw?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 266551 Khan Academy
Annuity Basics Business Career College is a national financial services education provider. See our insurance, financial planning and continuing education courses, including self-paced and instructor led options, at https://www.businesscareercollege.com For great industry articles, follow on Twitter (https://twitter.com/JasonWattBCC) or like on Facebook (https://www.facebook.com/BusinessCareerCollege/).
Views: 12097 BCC Education
Should you be self employed or a limited company? The difference in tax treatment and basic choice is explained here in simple english. Regardless of the structure which you go for, if you need a hand with your receipts, do contact http://www.boogles.co.uk - Bookkeeping, Payroll, Year End
Views: 71349 booglesb
Indexed Universal life insurance contracts differ from traditional whole life policies by specifically separating and identifying the mortality, expense, and cash value parts of a policy. Dividing the policy into these three components allows the insurance company to build a higher degree of flexibility into the contract. This flexibility allows (within certain limits) the policy owner to modify the policy face amount or premium, in response to changing needs and circumstances. A monthly charge for both the mortality element and the expense element is deducted from a policy's account balance. The remainder of the premium is allocated to the cash value element, where the funds earn interest. Unlike traditional whole life policies, complete disclosure of these internal charges against the cash value element is made to the policy owner in the form of an annual statement. Many indexed universal life policies have several different provisions by which the accumulated cash value can be made available to a policy owner during life, without causing the policy to lapse. If a policy is terminated without the insured dying, there are various surrender options for the cash value. Order the "Life Insurance Basic Entry Manual" at thebizbrokersalliance.com Download Lincoln Benefit Life's user friendly proposal software and follow Steve Savant as he teaches the basic concepts of life insurance at www.lblsales.com/etw You can download additional sale support materials including prospecting post cards and letters at www.lblsales.com/strategies/sales_customersExisting.php at EduTrainment workshops is sponsored by Lincoln Benefit Life, An Allstate Company. EduTrainer Steve Savant coaches you through the basic understanding and planning applications of life insurance.
Views: 37296 BrokersAlliance