Put as Insurance. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/derivative-securities/put-call-options/v/put-call-parity?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/derivative-securities/put-call-options/v/put-payoff-diagram?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: Options allow investors and speculators to hedge downside (or upside). It allows them to trade on a belief that prices will change a lot--just not clear about direction. It allows them to benefit in any market (with leverage) if they speculate correctly. This tutorial walks through option basics and even goes into some fairly sophisticated option mechanics. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 108582 Khan Academy
Silence of Love : Thai Life Insurance Commercial with english captions. enjoy.
Views: 1871870 mossssom
Understanding an insurance company's sense of my chances of dying. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/investment-vehicles-tutorial/hedge-funds/v/hedge-funds-intro?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/investment-vehicles-tutorial/life-insurance/v/term-and-whole-life-insurance-policies-2?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: It is a bit of a downer to think about, but we are all going to die. Do we care what happens to our loved ones (if they really are "loved" than the answer is obvious). This tutorial walks us through the options to insure our families against losing us. The reason why we stuck it in the "investment vehicles" topic is because it can also be an investment that we can use before we die. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 202859 Khan Academy
We discuss insurance, Types of insurance: Liability Health & Dental Life Disability Crop Vehicle Earthquake Why get insurance? Insurance Terminology Policy: The contract / document Premiums: The money you pay to the insurance company Coverage: The amount of money the insurance company pays if the bad event happens. Deductible: The amount of money you must pay before the insurance company pays. Co-Payment: The amount of money PER VISIT (to the doctor) that you pay. Exclusions: What the insurance does NOT cover How to reduce the cost?
Views: 10533 TeacherPhilEnglish
This video was created by after I have had several Insurance agents from around the company inquire as to how I was being successful in the Insurance Business. I developed and Instituted this survey as a marketing tool, and a way to prospect for Insurance clients, and set appointments. I started doing this in August of 2011. Many agents are spending a ton of money on shared leads, and other expensive marketing tools. This seems to be the most inexpensive approach for me, and other agents. For More Information about how I can help Independent Insurance Agents send me an email at email@example.com.
Views: 71308 jm
* Find Information and Get Free Insurance Quotes* https://online-insurance-advisor.com/life-insurance-info.html?cid=details Life insurance may be purchased for many reasons. Insurance is purchased to provide an income for your family when you die. Or, you may purchase a life insurance policy to assist with your children's college education if you live by using a cash value policy. You may use a life insurance policy to insure your business partner's life so that if he dies, you can buy out his half of the business from his family. Alternatively, you can use cash value life insurance as a way to supplement your retirement income. During your life, you may accumulate many debts and financial obligations. As a spouse and a parent, you will need life insurance. But, you'll also need to know what it is and how it works before you buy it.
Views: 161582 InsuranceInform
The Terrible 15 of renters insurance. Watch this video to learn more about what the terrible 15 things are that renter's insurance typically covers. Also find out the cost and overall value of having renters insurance. For more financial education information visit: https://www.bellco.org/
Views: 12008 Bellco Credit Union
When I consider purchasing an individual health insurance plan for myself or my family, do I have any financial obligations beyond the monthly premium and annual deductible? Answers: It depends on the plan, but some plans have the following cost-sharing elements that you should be aware of. Co-Payments: Some plans include a co-payment, which is typically a specific flat fee you pay for each medical service, such as $30 for an office visit. After the co-payment is made, the insurance company typically pays the remainder of the covered medical charges. Deductibles: Some plans include a deductible, which typically refers to the amount of money you must pay each year before your health insurance plan starts to pay for covered medical expenses. Coinsurance: Some plans include coinsurance. Coinsurance is a cost sharing requirement that makes you responsible for paying a certain percentage of any costs. The insurance company pays the remaining percentage of the covered medical expenses after your insurance deductible is met. Out-of-pocket limit: Some plans include an out-of-pocket limit. Typically, the out-of-pocket limit is the maximum amount you will pay out of your own pocket for covered medical expenses in a given year. The out-of-pocket limit typically includes deductibles and coinsurance. But, out-of-pocket limits don't typically apply to co-payments. Lifetime maximum: Most plans include a lifetime maximum. Typically the lifetime maximum is the amount your insurance plan will pay for covered medical expenses in the course of your lifetime. Exclusions & Limitations: Most health insurance carriers disclose exclusions & limitations of their plans. It is always a good idea to know what benefits are limited and which services are excluded on your plan. You will be obligated to pay for 100% of services that are excluded on your policy. Beginning September 23, 2010, the Patient Protection and Affordable Care Act (health care reform) begins to phase out annual dollar limits. Starting on September 23, 2012, annual limits on health insurance plans must be at least $2 million. By 2014 no new health insurance plan will be permitted to have an annual dollar limit on most covered benefits. Some health insurance plans purchased before March 23, 2010 have what is called "grandfathered status." Health Insurance Plans with Grandfathered status are exempt from several changes required by health care reform including this phase out of annual limits on health coverage. If you purchased your health insurance policy after March 23, 2010 and you're due for a routine preventive care screening like a mammogram or colonoscopy, you may be able to receive that preventive care screening without making a co-payment. You can talk to your insurer or your licensed eHealthInsurance agent if you need help determining whether or not you qualify for a screening without a co-payment. There are five important changes that occurred with individual and family health insurance policies on September 23, 2010. Those changes are: 1. Added protection from rate increases: Insurance companies will need to publically disclose any rate increases and provide justification before raising your monthly premiums. 2. Added protection from having insurance canceled: An insurance company cannot cancel your policy except in cases of intentional misrepresentations or fraud. 3. Coverage for preventive care: Certain recommended preventive services, immunizations, and screenings will be covered with no cost sharing requirement. 4. No lifetime maximums on health coverage: No lifetime limits on the dollar value of those health benefits deemed to be essential by the Department of Health and Human Services. 5. No pre-existing condition exclusions for children: If you have children under the age of 19 with pre-existing medical conditions, their application for health insurance cannot be declined due to a pre-existing medical condition. In some states a child may need to wait for the state's open-enrollment period before their application will be approved.
Views: 562694 eHealth
What should you do, what should you say, and what shouldn’t you say if or when you get a call from the insurance adjuster representing the other driver in your auto accident? Check out the complete article: https://accident-law.freeadvice.com/accident-law/auto/how-to-deal-with-auto-insurance-claim-adjusters.htm Head over to our Accident & Injury Law Forum if you have questions about Auto Accident and Personal Injury Laws: https://forum.freeadvice.com/accident-injury-law-49/ Got a legal question or need an attorney? Visit AttorneyPages: https://attorneypages.com More Resources: FreeAdvice on Car Accident Insurance Claims & Adjusters: https://accident-law.freeadvice.com/accident-law/auto/179/ FreeAdvice on Car Accident Laws: https://accident-law.freeadvice.com/accident-law/auto/ For more great videos, visit the FreeAdvice Law Channel: https://www.youtube.com/user/FreeAdviceLaw DISCLAIMER: This video contains general information prepared by the professional staff of FreeAdvice.com, is not legal advice, and is provided AS IS. To locate attorneys who provide clients with personal legal advice, visit AttorneyPages.com: https://attorneypages.com.
Views: 12978 FreeAdvice.com
How to Become an Independent Insurance Agent or how to start an independent insurance agency are more common questions today. Learn the steps you need to take to start your own independent insurance agency with this guide from MIAA. Many Captive Agents wonder how to start a new insurance agency and how to be an independent insurance agent. Existing independent agencies often ask if there are financial opportunities that they would receive if they were part of a larger Insurance Agency Network. Midwest Insurance Agency Alliance, Inc. (MIAA) is an insurance agency group solely created for insurance agents. MIAA assists smaller Independent Agencies in obtaining more carriers and helps captive agents, producers, and life/health/financial agents start their new insurance agency. MIAA also works with larger independent insurance agencies to raise commission levels and increase profit sharing with Strategic Partnership Insurance Carriers. Midwest Insurance Agency Alliance, Inc. (MIAA) is a regional master agency of SIAA, the largest independent insurance agency network in the United States. Midwest Insurance Agency Alliance (MIAA) is NOT an Insurance Franchise, Insurance Aggregator, Insurance Brokerage, and is not one of the many Insurance Clusters. Have your insurance agency grow instantly BIG with MIAA, put yourself on the map and remain 100% independent!! If you are interested in increasing your agency revenue or starting a new insurance agency visit http://www.miaainsurance.com.
Views: 37118 Doug MIAA
You can get over 25 hours of our latest Video Training, FREE Monthly Client Newsletters and so much more by becoming an IPS Member Today! Join the Insurance Marketing and Sales Resource Center... A $2,635.00 Value, w/ FREE Gifts... Only $25.00 per month! (30 day Money Back Guarantee... NO long term commitment - you can cancel at any time) http://www.insuranceproshop.com/insurancemarketing/insurancemarketing.html Insurance Pro Shop... The Leading Insurance and Annuity Marketing and Sales Tools, Tips and Training for Insurance Agents and Financial Advisers. http://www.insuranceproshop.com/
Views: 71654 Insurance Pro Shop
PUBLISHED ON OCTOBER 16, 2011 The US now has one of the most expensive health care and insurance systems in the world, while its health "outcomes" - how healthy we are, how long we live, etc. - are mediocre. The reason is the absurd expenses of our peculiar health insurance and care systems because they are organized as private businesses (unlike most other advanced industrial countries in the world). If we had the government buy drugs at huge quantity discounts and pass the savings onto citizens, costs of medicines and medical equipment would drop the far lower levels in other advanced countries; if we rationalized duplication of hospitals, clinics, etc more savings would result; likewise reducing doctor's salaries to those of most other professions and insurance companies to save on their duplications and profits...such obvious steps would allow the US to support its citizens health better and at far less cost than is now the case. Original Video: http://rdwolff.com/content/special-comments-short-clips ....... Professor Wolff's Website: www.rdwolff.com Professor Wolff's RSS Feed: http://blip.tv/professor-wolff/rss/flash Professor Wolff's Podcast: http://www.truth-out.org/economic-update-your-weekly-dose-revolutionary-economics/1310498361 Permission to reprint Professor Wolff's writing and videos is granted on an individual basis. Please contact firstname.lastname@example.org to request permission. We reserve the right to refuse or rescind permission at any time.
Views: 10730 RichardDWolff
Visit: http://www.ItMightHappen.ca A quick description of why critical illness insurance is a smart thing to have. Listen to the true story of Max and you be the judge.
Views: 11661 AristoFinancials
Your superannuation fund can provide you with tax-effective insurance cover, but most people don't realise this. Find out what cover is available to you. For more information, see https://www.amp.com.au/personal/insurance/education/understand/insurance-super.
Views: 7590 AMP
For more information, please check http://officepridefranchise.com/ Todd Hopkins, founder and CEO of Office Pride Commercial Cleaning Services, answers potential insurance questions when starting a cleaning business.
Views: 4329 officepride
In this video we'll talk about accident insurance; why you should consider having it; what it covers and how it works. Why should you consider accident insurance? According to the National Safety Council, more than 25 million people in America suffered a disabling injury every year between 2005 and 2008. If you're in an accident, there may be medical bills and expenses that you did not anticipate, like high deductibles or other out-of-pocket costs. Depending on the type of major medical insurance you have, some hospital bills, doctor's fees, rehab and physical therapy costs may not be covered by your major medical insurance policy. And, if you're unable to work, your regular bills, like your mortgage or rent, utilities and auto payments don't stop coming. Unless you have a robust savings account that can handle large unexpected expenses, accident insurance may be right for you. What can accident insurance do for you? Accident insurance helps provide you with a way to stay ahead of the medical and out-of-pocket expenses that you may face after an accidental injury. Accident insurance provides you with cash benefits that are either paid to you directly or that can be assigned to someone else -- at your discretion. And, you decide how best to spend the funds. Accident insurance is designed to help you protect the money you've saved from large, unexpected expenses due to an accidental injury. How does accident insurance work? - With accident insurance you may receive cash benefits to help with expenses that may not be fully covered by your major medical insurance; o things like Broken teeth; o Concussions; o Confinement to an Intensive care unit; o visits to the emergency room; o and more. - With accident insurance you may also receive cash benefits, which can be used at your discretion to help with things like housing, gas, electric and cable bills; or payments for vehicles - like cars, boats and motorcycles. Accident insurance is designed to help provide you with peace of mind.
Views: 8182 eHealth
http://cheriroman.com/how-to-auto-insurance-deductibles/ It is essential that you understand what an auto insurance deductible is and how it affects your rates. In short, a deductible is the amount you will owe out-of-pocket before your insurance kicks in should you get into an accident or have other damage to your vehicle. It is important that you choose an amount [deductible] you can afford to pay out-of-pocket, or you will risk not being covered. The amount of your deductible also affects the cost of your premium for auto insurance. It is also important to note that auto insurance deductibles are not the same as health insurance deductibles. Learn more about auto insurance deductibles at: http://cheriroman.com/how-to-auto-insurance-deductibles/ Roman Agency, Inc. 8103 Brodie Lane, Suite 7 Austin, TX 78745 http://www.cheriroman.com 512-280-0000 | 512-282-9999
Views: 5859 Cheri Roman
This video shows how to automate a test for an Insurance Application using Selenium RC servers.
Views: 16233 TrainingRite Selenium SoapUI UFT
http://MedicareAgentTraining.com Interview by Christopher Westfall with one of his agents on going door to door for life insurance sales. . Going door to door for final expense is tough. Yes, it works, but there is a MUCH easier way to sell insurance. How to sell insurance door to door.
Views: 109777 Christopher Westfall
How to calculate your Insurance Policies Returns through IRR
Views: 33763 jagoinvestor
http://KCLau.com There are two types of medical insurance coverage. The first one covers 36 critical illnesses. The second type covers hospitalization and surgical benefits, which is commonly known as medical card or health card. In this video, I explained the differences and how you can plan to get covered with medical insurance.
Views: 10704 KCLau Money
Medical malpractice insurance claims against physicians are complex. Learn definitions related to medical malpractice insurance. Provided courtesy of The Premium Group, Inc. Request a free medical malpractice insurance quote, no application required. http://medicalmalpracticeinsurance.pro/get-a-quote/.
Views: 1966 ThePremiumGroup
http://lobstervations.tumblr.com/ and gifs are over yonder fish: http://lobstervations.tumblr.com/post/14290222720/someone-should-take-photoshop-away-from-me Used characters from Andrew Hussie's 'Homestuck' Original named 'Russian Insurance Companies' (search it!) agh sorry about the quality ;n;
Views: 125762 elusivelies