Search results “Elder law”
Elder Law Attorney - Christina Lesher explains Elder Law
Learn who needs to have a power of attorney, and what types of benefits you may not be aware of that can help you pay for care. Christina Lesher is an Elder Law and Special Needs lawyer with years of experience handling these types of cases. She is extremely active in the community and frequently is invited to speak at events about elder law. If you'd like to learn more about Elder law, Medicaid planning, Special needs trusts, or probate law contact the Law Office of Christina Lesher today at 713-529-5900 or visit her site today at http://www.lawlesher.com/
Views: 2361 Christina Lesher
Estate Planning 101 from Elder Law Attorney Sean W. Scott
What happens to all your stuff when you die? Where does your money go, how does it get there and who is in charge of carrying out your wishes? Elder law attorney Sean W. Scott discusses the various methods used to plan your estate, including, joint accounts, wills, and living trusts.
Views: 21111 Sean Scott
Elder Law & Medicaid Asset Protection Planning
Educational Video about Elder Law, Elder Care, and Medicaid Asset Protection Planning / Medicaid Planning, featuring Evan H. Farr, Certified Elder Law Attorney and Certified Estate Advisor in Virginia and DC.
Views: 17782 Evan Farr
When is an Elder Law Attorney Needed?
Elder law attorneys help their clients pay for long term care. This video explains the limitations of Medicare and when applying for Medicaid makes sense - even if the client is middle to upper-middle class - to avoid being forced into poverty to afford long-term care. https://www.elderneedslaw.com/ Call 305.931.0478 to ask questions and schedule a consultation with a hollywood, fl elder law attorney.
Elder Law: Protecting & Caring for Patients with Dementia | #UCLAMDChat Webinars
Attorney Marc B. Hankin discusses how to use a durable power of attorney, an advance health care directive and a living trust when someone is diagnosed with dementia. He will discuss what to do if the patient did not sign any of those documents while competent, the good and bad of conservatorships and how to preserve the patient’s independence as long as possible. Learn more at http://dementia.uclahealth.org
Views: 1666 UCLA Health
Roger Levine: Elder Law & Estate Planning in Massachusetts (Part 1 of 3)
Part 1: Attorney Roger Levine addresses a live audience at a conference on Elder Law & Estate Planning in Massachusetts.
Views: 342 Roger Levine
So What is an Elder Law Attorney Anyway?
What is an elder law attorney and why do I need one? Getting older places a lot of challenges in front of us, including legal issues. An elder law attorney specializes in addressing these problems with a unique combination of skills and experience. The three main areas of focus include, estate planning, wills, trusts, and asset protection using Medicaid and other public benefits to pay for long-term care in a nursing home or assisted living facility.
Views: 2419 Sean Scott
NY CLE - Skills for the Elder Law Practice
This lecture covers a number of topics in elder law ranging from wills and trusts to powers of attorney to health care proxy. This is an excellent introduction for those unfamiliar with elder law, as Ms. McKenna gives a thorough overview of the aforementioned topics as well as many more. However, for those attorneys who practice in elder law, this lecture can be invaluable with the practical advice she gives as well as an in-depth discussion of the recent changes to the estate tax. Full video and other courses at www.marinolegalcle.com
Views: 223 MarinoLegalCLE
Basic introduction to Elder Planning and Elder Law.
Introduction to Elder Planning is a basic beginning course designed for family members facing senior caregiving for the first time or for seniors who want to know a little more about how to plan for their future and the basics of elder law. The course is a short version of an adult education course taught at Foothill College in Los Altos, CA. Richard H. Schwachter, JD has been a practicing attorney for over 40 years, and an elder mediator for over 10 years. He has hands on experience as a field ombudsman and elder advocate in San Mateo County, CA. and as a former caregiver to both his parents. A senior himself, he is a licensed Certified Civil Circuit Mediator in Florida and a listed ADR provider in the Santa Clara Superior Court, California. He has had advance elder mediation training at Pepperdine University School of Law, Straus Institute for Dispute Resolution and has taught and lectured on elder mediation and planning. He is a graduate of Case Western Reserve Law School and the University of Wisconsin. He is an author, an artist and a proud grandfather of five. ​ The Course discusses elder planning; family meetings; preparing for incapacity; services and housing options; paying for care; medicare and medicaid; long term care insurance; end of life concerns; elder scams and elder abuse among other relevant topics. This course can be enhanced by reference to his websites which have links to sites that expand on the material. He is available for lectures and elder family mediation in the Bay Area. His relevant websites: www.ElderPlanning101.com www.SeniorYearsFamilyMeeting.com www.BayAreaElderMediation.com Mr Schwachter can be reached at: rschwach@gmail.com www.twitter.com/familymediate www.facebook.com/oursenioryearsfamilymeeting
Views: 610 Richard Schwachter
Elder Law
Sean Scott, Esq. presents a discussion on the importance of protecting yourself and elder law and PWP at the Parkinson Research Foundation's annual Parkinson's disease conference in Clearwater Florida
Views: 2447 parkinsonrf
What is an Elder Law Attorney?  | Glenn Matecun | Michigan Elder Law Attorney
Michigan Elder Law Attorney, Howell Elder Law Attorney, Michigan Medicaid Planning Lawyer, Nursing Home Law in Michigan, Veterans Benefits, Aid & Attendance, Assisted Living in Michigan
Views: 123 Glenn Matecun
An Elder Law Attorney's Perspective on Guardianship
Provides a survey of guardianship law in the United States from an elder law attorney perspective covering such topics as: legal incapacity vs. clinical capacity: less restrictive alternatives to guardianships, the trend toward limited guardianships; the adjudication process; the examination process; due process protections; the role of court appointed counsel and; the guardianship process. Presented by Edwin Boyer, Esq. This video is for informational purposes only and should not be considered legal advice on any subject matter. Furthermore, the information contained herein may not reflect the most current legal developments. You should not act upon this information without consulting legal counsel. Visit www.NAELA.org to find an elder law attorney.
Elder Law
A discussion of various legal facets of elder care, including health care directives, power of attorney, living trusts, Medicaid planning, nursing home neglect issues, common health care mistakes made by the elderly
Views: 299 Bazar & Grasso Law
How I Started with Elder Law
The 2012 Annual Meeting of the Maryland State Bar Association included an educational session on ethical conduct. Elder law attorney Mindy Felinton spoke on the topic, "Recognizing and resolving conflicts of interest in an estates and trusts practice." In this video excerpt, Mindy introduces herself and her practice, describing her initial inspiration to research and practice elder law. For more information, please visit our website: http://www.FelintonLaw.com You can find us on Facebook at: http://www.facebook.com/pages/Felinton-Elder-Law-and-Estate-Planning-Centers/140821652652026 Follow us on Twitter: http://www.twitter.com/felintonlaw Watch more videos on our YouTube Channel: http://www.youtube.com/user/FelintonLaw Or contact us via email: Mindy@FelintonLaw.com Our telephone number: (301) 610-0055 Thank you for viewing this video presentation.
NAELA - Welcome to Elder Law
NAELA member Rajiv Nagaich, Esq. discusses why Elder Law is important to seniors, people with disabilities, and their families. www.NAELA.org
Views: 3925 NAELAonline
Ohio Medicaid Tutorial - Cleveland Elder Law
http://www.stanolaw.com Cleveland Elder Law Attorney Paul J. Stano discusses the "ins and outs" of Ohio Medicaid -- discover the asset protection tools you need to shield your family's hard-earned savings from the high cost of nursing home care!
Views: 655 ClevelandElderLaw
California Estate Planning vs. California Elder Law
http://www.kaidenelderlaw.com This video from 2015 is of Randall F. Kaiden, Esq., during an Estate Planning Elder Law Seminar at Friendly Valley in Santa Clarita, California. Discussed here are current trusts and estates issues, such as: What's the difference between California Elder Law and California Estate Planning? Why couples who created a trust more than three years ago, ought to have their trust reviewed and possibly changed to a more simple structure? How to get rid of complicated AB Bypass Trusts that most people don't need anymore? What are the new estate tax portability rules and why is a step-up in tax basis for capital gains purposes so important? How do people access government benefits with irrevocable trusts? What's the difference between Medicare, Medicaid, and Medi-Cal? What are the recent changes in Medicaid (Medi-Cal in California) and VA Pension Aid and Attendance benefits? How to set up an asset protection trust? What is a Medi-Cal Asset Protection Trust? What is a Veterans Asset Protection Trust? How do people give away assets to an irrevocable trust, but still retain control? What are Trust Protectors and private professional fiduciaries? What are the different types of powers of attorney and why does it matter? How exactly are will and trust contests more likely when an attorney is not used? How an attorney drafted estate plan creates a witness as to your intentions and is much harder to break? Why your loved one might need a Special Needs Trust? What is the real cost of a California Living Trust and California Estate Planning? And much more... Randall F. Kaiden, founding attorney at Kaiden Elder Law Group, PC (and The Trust Store-our online portal), was born and raised in Los Angeles. In 1998, he began working in tax, estate planning, probate law, Medi-Cal Planning, & Veterans Aid and Attendance Pension Benefits. He is VA Accredited to represent claimants before the Department of Veteran's Affairs. He is a member of Elder Counsel, Wealth Counsel and the National Academy of Elder Law Attorneys. He is the current Vice-President of the So. Cal. Chapter of the National Academy of Elder Law Attorneys (2015-2016). His practice is elder-centered, helping people respond to the challenges associated with chronic illness or disability as well as focusing on asset preservation, probate avoidance, tax reduction, trusts and estates. Attorney: Randall Kaiden, Esq. Contact: http://www.kaidenelderlaw.com These online videos were prepared by Randall F. Kaiden, Esq. for informational purposes only. They therefore DO NOT CONSTITUTE LEGAL ADVICE OR SERVICES. Watching and reading the information contained here is not intended to create an attorney-client relationship. Do not rely upon any information you receive here for any purpose without seeking independent legal advice from a licensed attorney in your State. The information provided here is very general and may or may not reflect the most current law. Thus, the information contained here is not promised or guaranteed to be correct or complete. Nothing contained on this website or retransmitted on any other is intended to be used or relied upon, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer under the Internal Revenue Code of 1986, as amended. TAXPAYERS MUST SEEK INDEPENDENT TAX LEGAL ADVISE FOR THEIR OWN PARTICULAR CIRCUMSTANCES, WITH RESPECT TO ANY TRANSACTION OR MATTER CONTAINED HEREIN. Randall F. Kaiden expressly disclaims all liability in respect to actions taken or not taken based on any and all of the information (in any format) provided here.
Views: 1149 Randall Kaiden
Breaking into Elder Law: A Panel Discussion with Practicing Elder Law Attorneys
Learn how to break into the Elder Law field from recently-graduated attorneys! If you are interested in estate planning, wills and trusts, protecting elders from abuse, conservatorships, tax law and more, Elder Law may be the field for you.
Elder Law Website Cheat Sheet
The first video, in this 4-part Elder Law Online Marketing Blueprint video series by Aaron Fletcher, walks you through the ElderLawAnswers Website Cheat Sheet, a simple template that you can use to generate 2-10 times more client inquiries. Fletcher partnered with ElderLawAnswers to help you understand the basic 4-step process that you can use to rapidly scale your practice with zero tech overwhelm or frustration. Author of the best selling book, Stand Out, Fletcher understands the dynamic that lies in the intersect between elder law or senior care and the legal world and has helped thousands of law firms grow their practices from 6-7 figures. @ElderLawAnswers // #ElderLawAnswers https://attorney.elderlawanswers.com
Views: 265 ElderLawAnswers
The 10X Elder Law Practice Plan
Aaron Fletcher, author of the best selling book, Stand Out, gives us the fourth and final video in the Elder Law Online Marketing Blueprint Series, The 10X Elder Law Practice Plan. In this video, Fletcher reveals the 7 simple steps you have to have in place in order to manage the on-boarding of clients, the structure, the strategy and how your using education based marketing to get 10 times more for your firm. At the end of this video, you should be asking yourself, "What should I be doing right now to grow my practice?" With so much information out there, you may have different pieces of the marketing puzzle to put together, but with Fletcher's advice, you'll be able to piece everything together. @ElderLawAnswers // #ElderLawAnswers https://attorney.elderlawanswers.com
Views: 281 ElderLawAnswers
Estate Planning : Elder Law vs. Estate Planning
Estate planning helps avoid probate, save estate taxes and provide for survivors, whereas elder law is about Medicaid planning. Learn the difference between estate planning and elder law from an estate planning and probate lawyer in this free video on estate law. Expert: Brad Wiewel Contact: www.texastrustlaw.com Bio: Brad Wiewel is board certified in estate planning and probate by the Texas Board of Legal Specialization and has been practicing law since 1978. Filmmaker: Demand Media
Views: 1215 eHow
Ethics of a Certified Elder Law Attorney | Amos Goodall, CELA
The content of this video is for informational purposes only and not for the purpose of legal advice. Laws vary from state to state, and you should contact an elder law attorney in your state for advice with respect to your specific situation. To learn more about Elder Law, and to find an elder law attorney near you, you can visit the National Elder Law Foundation at www.NELF.org. ©2013 National Elder Law Foundation | www.NELF.org | All Rights Reserved.
Elder Law of East Tennessee
ELET provides comprehensive legal, financial, benefits, and care planning for older adults and people with disabilities. You may come to us as a client, but we hope you will leave feeling like family. www.elderlawetn.com
Accettura & Hurwitz | Michigan Elder Law Attorney's
Elder law is a multidisciplinary practice focused on the needs of elders and their families. Elder law combines a number of areas of law, including: estate planning (use of Wills, trusts, and powers of attorney), trust and probate estate administration, Medicaid planning, long term care planning, Veteran's Administration aid and attendance consulting, guardianship and conservatorship proceedings, and tax planning. Our practice combines knowledge of both federal and Michigan law as they apply to elder law.
Views: 787 Elder Law
Elder Law Mediation
Speaker: Kristen Hall, Attorney and Certified Mediator, KH Mediation This video is for educational purposes only. No CLE credit of any kind may be earned by viewing this video.
Queens,Brooklyn,Long Island Estate Planning/Elder Law Attorney
www.AminovLaw.com - (347)766-2685 - Queens, NY Will and Trusts Attorney. The Law Offices of Roman Aminov is a client centric trusts and estates practice concentrating in estate planning, elder law, and probate. We handle the drafting of wills, powers of attorney, health care proxies, and trusts of all types. Mr. Aminov's expertise lies in being able to sit down with a client and properly ascertain their current situation and plan the most effective way forward. He has successfully implemented estate plans in high net worth individuals and middle income clients with complicated family situations. Mr. Aminov also helps elderly clients structure their assets to allow them to qualify for Medicaid. Allow us to advise and represent you on your important matters in a timely and professional manner while offering invaluable legal advice. Come in for a consultation to see why our clients would never go to another firm again. (347)766-2685 http://www.aminovlaw.com 147-17 Union Turnpike Flushing, NY 11367
Views: 4819 Roman Aminov
Welcome to Hope Elder Law
Hope Elder Law is located in Watertown, Massachusetts and is owned by Attorney John R. Hope. If you are worried about planning for the future, we have the answers to give you the peace of mind you are searching for. Visit us at www.hopeelderlaw.com to learn more.
Everything You Need To Know About Elder Law | Sheri Abrams - Attorney In Virginia
Everything You Need To Know About Elder Law | Sheri Abrams - Attorney In Virginia Visit My Website: https://sheriabrams.com/ Subscribe For More Videos: https://www.youtube.com/channel/UCjMjm6vrtVSnxnucZSLEDTg My name is Sheri Abrams and I am an attorney in Fairfax Virginia. In today's video, we will be talking about elder law. Elder law takes a general approach to everything I personally practice. There is estate planning, guardianship, conservatorship, and more. All these things are involved with elder law. Sometimes an elderly person will not be able to make decisions for themselves for a variety of different reasons. If this is the case, you might have to go to court and get a guardianship of that person. Guardianship however, is of the person, which means that you decide where they live, etc. While Conservatorship is of the person's money----their financial affairs. Conservatorship is something you will have to get if you want to control the money of the person. Going for a guardianship or conservatorship over a person is a big decision, but if your elderly parent or loved one doesn't have the capacity to make decisions, and have not planned ahead, then guardianship is really the only avenue you can take to protect the rights of your loved one. If you have an elderly parent or loved one that is approaching a situation where they might need a guardianship, you should get them to see an attorney (like myself in Northern Virginia) and get documents drawn up----such as power of attorneys. Doing this will save you from having to go to court to get guardianship and/or conservatorship over them. However, if this does happen to you and you are put into this situation, it's not the end of the world. Another part of elder law is asset protection, which happens if the elderly person has to go into a nursing home. You want to be able to keep as much of the assets that the person has worked hard to earn for their relatives or the well spouse. Asset protection will allow for the elderly person to go into a nursing home under Medicaid. Visit My Website: https://sheriabrams.com/ Subscribe For More Videos: https://www.youtube.com/channel/UCjMjm6vrtVSnxnucZSLEDTg https://www.youtube.com/watch?v=7YiNuaKT7Lw
Views: 87 Sheri Abrams
Common Mistakes in Estate Planning Explained by PA Elder Law
What is the most common mistake when it comes to estate planning, wills, and trusts? The answer: Waiting too long. You need to start planning early, so you can update your documents when major life changes occur. By the time an unplanned death occurs or a medical emergency forces you or someone you love to incur major medical costs, it could be too late. You don�t want to spend all of your estate on medical bills and nursing home care without leaving anything for your children. We can help you do both, as experts in estate planning, wills, and trusts. If you don�t have a will or trust yet or need to update it because you bought a home or had a child, then please give us a call at 610-933-8069 for more information or to set up an appointment.
Views: 83 paestateplanning
Elder Law and Estate Planning | Punta Gorda, FL
Mary Byrski from the Byrski Estate and Elder Law firm in Punta Gorda and Port Charlotte, FL discusses various legal documents such as a Durable Power of Attorney, Health Care Surrogate, and Living Wills for seniors. To learn more, visit Senior Source - https://seniorsource.com/profile/recent?users_uid=615
Views: 12093 SeniorSource
Elder Law Refreshed
The following video documents a training session on Elder Law that took place on July 31, 2015. The training was arranged by Call for Justice, LLC, a Twin Cities-based non-profit that works to connect low- and moderate-income people with legal resources. Part of our work is to train United Way 2-1-1 on the various Twin Cities legal resources. Genevieve Gaboriault from Mid-Minnesota Legal Aid’s Senior Law Project conducted the session. Ellen Krug, Executive Director of Call for Justice, LLC, coordinated the session. The training session was presented to Information and Referral Specialists and other employees of United Way 2-1-1. The information contained in this video is not legal advice. Viewers seeking legal assistance should contact an attorney. If you are a Minnesota resident in need of legal assistance and unable to afford an attorney, you should call United Way 2-1-1 by dialing 2-1-1. View the training materials here (Session 3A): http://callforjustice.org/legal-referral-training-materials/ Facebook: http://ow.ly/x1r6k Twitter: https://twitter.com/Call4JusticeLLC Donate Today: http://ow.ly/Bzy73
Views: 321 Call4JusticeMN
Get To Know San Diego Elder Law
We are San Diego's premier Elder Law Firm assisting our elder, disabled and special needs communities, their families and caregivers, with their legal needs. Our practice focuses on Medi-Cal and life care planning, public benefits planning, special needs planning, preservation of family assets, incapacity planning, trusts, powers of attorney, and probate. We pride ourselves in providing exemplary client service.
Views: 217 Andrew Kirwin
Elder Law and Medicare
Elder Law attorney Vicki Gottlich, Washington, D.C., discusses the Medicare program. She describes the three parts of Medicare -- Part A (which covers hospital stays), Part B (which covers doctors visits, ambulances and home health care) and Part D (which covers prescription drugs) -- and how this program helps seniors.
Views: 1675 NAELAonline
Probate - Elder Law of Nashville
What is Probate? How does it work? And how can a good lawyer help? Barbara Moss of http://elderlawofnashville.com discusses these questions and more.
Views: 116 Barbara Moss
Chicago Elder Law Attorney, Joseph Monahan Lawyer- Illinois Attorney
http://www.monahanlawllc.com- Joseph Monahan, a Chicago Elder Law Attorney talks about providing legal services to individuals, organizations, and corporations in all areas of health care law. Call 312-419-0252 today.
Views: 212 FindLaw
Alabama Elder Law -- Options To Qualify For Medicaid Without Losing All of Your Assets
Alabama families are often worried that as a relative needs to go into a nursing home, all of their assets they worked their entire life to accumulate will be lost. This does not have to be true. This is a myth but it can be repeated with great sincerity by well meaning people -- friends, social workers, nursing home employees, and family members. There are options to preserve assets. Some are easier than others but normally you will have options. If you would like to find out more about your rights, pick up the phone and call us at 205-879-2447 or visit us online at http://www.AlabamaElderLawyer.com John G. Watts Watts & Herring, LLC Birmingham, Alabama
Welcome to Palos Elder Law
Our law firm assists clients in understanding the complex laws related to aging, including: Wills, Trusts, Powers of Attorney, Medicaid Rules, Nursing Home Contracts, Probate Court, Guardianship Proceedings .....
Views: 303 Palos Elder Law
Elder law attorney Anthony J. Enea - Revocable Living Trusts (Part 1 of 3)
Westchester County elder law attorney Anthony J. Enea discusses the advantages of a revocable living trust at the New York State Bar Association's Senior Lawyers Section 2014 Annual Meeting. For more information, visit http://www.esslawfirm.com.
Views: 171 CoCommunications
Cleveland, Ohio Elder Law Attorney Paul Stano
FREE Elder Care Guides @ http://www.stanolaw.com Ohio Elder Law Attorney Paul J. Stano discusses long-term care options for senior citizens, including Ohio Medicaid, estate planning, care for persons with Alzheimer's Disease, and Veterans' Benefits.
Views: 1085 ClevelandElderLaw
Medicaid spend down strategies by Elder Law Attorney Bob Michaels
"Don't Let Money Ruin Your Life" For a complimentary meeting with Chris, call 253-722-7526 to set up an appointment. Christopher V Kimball Financial Services is an independent firm and is not affiliated with Money Concepts Capital Corp. All Securities through Money Concepts Capital Corp Member FINRA/SIPC.
Wright Abshire, Texas Elder Law Attorneys
Wright Abshire can help you with your Elder Law and Medicaid needs. Our award winning attorneys practice in the state of Texas and welcome new clients who wish to create an estate plan.
Views: 11165 Wright Abshire
About Stapleton Elder Law
We are a full-service Elder Law and Estate Planning law office working to provide peace of mind to our clients and their families. We are committed to personal service. We recognize that your family’s circumstances are unique, and we use only those legal tools and techniques that suit your individual needs.” http://www.elderlaw-va.com/index.php
Elder Law Care
Patrick J. Kelleher, Esq. Attorney & Counsellor at Law Hanover, Massachusetts Estate Planning & Elder Law Firm Caring For Your Family's Future We are a caring and compassionate law firm working hard to assist our clients pass on their Family Wealth and Legacy to their loved ones! Call the law office at (781) 871-PLAN (7526) www.ElderLawCare.com
Views: 58 Elder Law Care
The Elder Law Center of Mondschein and Mondschein Miami, Florida
The Elder Law Center of Mondschein and Mondschein, P.A., http://miamieldercarelawyers.com is a professional association engaged in the practice of Elder Law and Special Needs Planning with offices in Miami and Aventura, Florida. The firm represents clients in Miami-Dade, Broward, Palm Beach and Monroe Counties. Our services are Elder Law and Special Needs Planning but we also help you understand Wills & Trusts, Veteran Benefits, Probate, Guardianship, Asset Protection, Living Wills & Health Care. miami elder lawyer, miami elder attorney, miami elder law attorney, miami estate planning lawyer, estate planning attorney, medicaid planning, florida elder lawyer, florida elder law attorney, florida elder attorney, miami florida lawyer, elder law, miami florida attorney, elder law attorney, estate planning lawyer, estate planning attorney, elder lawyer, florida medicaid law, elderly law, long term care law, medicaid eligibility, alzheimer's disease, parkinson's disease, long term care insurance, nursing home, asset protection, nursing home case attorney miami, disabled, miller trust, long-term care insurance, wills, trusts, wills and trusts, powers of attorney, estate planning, medicaid, medicare, retirement planning, estate administration, qualified income trusts, spousal impoverishment laws, protected resource amount, transfer penalty, supplemental and special needs trusts, Mondschein and Mondschein, probate
Views: 1026 Leonard Mondschein
Michael Thomas Elder Law Attorney
A video for Michigan residents to better understand Elder Law and how it relates to Medicaid and nursing homes.
Views: 1014 hennesseeinternet
Sept  24 Elder Law Attorney Michael Cohen
Michael Cohen, a law attorney for the elderly talks about Life Wills
Views: 564 Michael B. Cohen