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Car Insurance from Dealer or Direct from Insurance company?|| FAQ || Part - 2

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this is the part 2 of car insurance, and we took all your frequently asked questions about the car insurance like 1- should i purchase it from dealer or direct from insurance company 2- can i claim car insurance before registration? 3- how to get car insurance claim for theft vehicle? few more car insurance related questions has been covered in this video Insurance Guide :- https://www.youtube.com/watch?v=u0cfUVznXn0 Subscribe Free Advice :- https://www.youtube.com/channel/UCHAeqYA43JwC2MQ0BbEEmPw LIKE SHARE SUBSCRIBE.....!! Visit and like my Facebook Page :- https://www.facebook.com/DESI-Driving-School-1907709322781179/
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Text Comments (272)
anuradha singh (5 days ago)
sir mere car me 30000 ka rupee ka kam h aap bataye claim le ya nhi . comment please
Ashu Ku (6 days ago)
Hi Ravi, Does comprehensive coverage cover theft of the car as well? how much do insurance company pay for theft? Full Invoice amount ( ex-showroom + RTO) or IDV or Ex-Showroom only?
Deepak Dahiya (10 days ago)
total loss car ka claim kese le bai
kotha no.64 ki randdi (10 days ago)
Sir agar meri gaadi emi par hai agar usi period mein chori ho jaye to jab tak claim nahi milega tab tak mujhe emi pay karni hogi
kotha no.64 ki randdi (10 days ago)
Kishchan kya hota hai bhai
Chanchal Tiwari (15 days ago)
Hyy i am worked in general insurance.. Am search in job in insurance Kindle contact me...
Rahul Toppo (16 days ago)
thik jai boss
DJ Diva Dee (16 days ago)
DO NOT PURCHASE YOUR INSURANCE FROM RIGHT CHOICE INSURANCE BROKERS (RCIB)THEY ARE SCAMMERS
Clasher T (21 days ago)
How to claim insurance if stolen when someone took it for ride ?
Shakeel Memon (22 days ago)
If there is a car accident to claim insurance is that necessary to complaint to police (fIR)
Masud Ahmed (26 days ago)
Second hand gadi RC transfer Ho Gaya but insurance transfer nahi hua to kya Hum Log gadi ka Insurance claim kar sakte hain Aur Woh insurance Agar claim karte hai tu Paisa Kisko milega
Sushant Pankaj (1 month ago)
Bike stolen yesterday, and I got third party insurance, no 0 debt. Am I gonna get something or its just 5-10 thousand that I will get?? Fir, insurance customer care all done, tomorrow I will inform RTO as well.
rubbel narang (1 month ago)
Ha ha nice work sir ji.....
rohit a (1 month ago)
Sir new car me kitne salo tak 1st party insurance lena chahiye?~??~
kalyan chakravarthy (1 month ago)
Rohit and Gagan ji nice and informative video
Vivek Agrawal (1 month ago)
agr piche wala damage ka claim nai mila toh kya dubara claim krke kra skte
Parmod Dhankhar (1 month ago)
Sir agar Maine apni gaadi ka insorance 1 baar le liya h aur gaadi ka 3 mahine baad fir doobra majar accident ho jata h to insorance kya claim milega
Sachin Kangne (1 month ago)
Thanks
vipul sharma (1 month ago)
sir kya hum apni marji se kisi bhi insurance company se insurance kerwa saktey hai? mutlb 2018 me hdfc ergo se kerwaya hai aur 2019 me kya mai kisi aur se kerwa sakta hu insurance ?
unique electrostat (1 month ago)
#tag: Sir Maine second hand maruti Suzuki 800 kharidi hai 2000 model aur uska RC transfer ho chuki hai lekin insurance transfer nahi karaya kyoki insurance 10 days baad expire hone wala tha. Is case me kya mai insurance expired hone ke baad apne naam se gaadi ka insurance karwa sakta hu? Ya fir pahle wala hi insurance apne naam transfer karke use renew karwana padega? Sir please suggest me immediately. I'll highly obliged you.
moin 1586 (1 month ago)
Sar jo log online apne se khud insurance lete hain oh log kayese aur kaha clean kare
yogesh prakash (1 month ago)
Ncb
gita sridhar (1 month ago)
Very good topic ,thanks for information
Anmol Shivashish (1 month ago)
car ka front glass crack ho Jaye to insurance claim karNa chaiye?
Vaibhav Narvaria (1 month ago)
Bhai mujhe apni car ka insurance renewal krna hai mujhe usme kya dhyan dena chaiye.. Current mera insurance zero depth wala hai. Kya mai isme kuch changes kr skta hun. Please reply me as soon as possible because due date is very near.
Patola Faisal (1 month ago)
Sir meri eco car chori ho gay hey. 14 month used hey.full insurance hey. Solution kya hoga. Please help me.
Patola Faisal (1 month ago)
Please reply me
Manish Narang (1 month ago)
Cueishchan :D
Gaurav Parashar (1 month ago)
Very nice! My insurance was due to be renewed!
ahmed insha (1 month ago)
Insurance ka jo bonus milaga to same company pe na ex aap ki tata tigor h maina le liya aap ne marut estilo Lally to ?
akshay takpire (2 months ago)
delar ke pas se car liya hai to pehle insurance nikalna padta hai kya?
akshay takpire (2 months ago)
mobile no dijiye muze bat karni hai
gs7833 (2 months ago)
Sir mera gadi hero duet hai maine new gadi lie thee tab insurance karvya tha 1saal phele tab se maine insurance ni banda h kariban 2saal hogye h , Mujhe insurance karvana h but amount bahut jyada bol rhe h 1st insurance mera 7000 tha ab maine pucha tu 10000 bol rhe h axispay me sir kya iska charges lagata hai late fees k.mujhe kuch bhe idea ni hai iske bare me plz help kijyesir jiiiii.....!
irfan khan (2 months ago)
sir ek sall me kitne bar car insurance le sakte hai bhai batao
Dharmendra Lakhera (2 months ago)
सर मैं ग्रैंड आई 10 ले रहा हूँ मैं बीमा डीलर से करबाऊं या बाहर से 8000 का अंतर आ रहा है बाहर से करबाने में क्या मुझे बाहर से बीमा लेना चाहिए मुझे सेल्समेन ने बताया है कि बाहर से बीमा लेने पर आपको एक्सीडेंट के केस में पहले पैसे देने होंगे बाद में क्लेम मिलता है लेकिन डीलर से लेने में आपको कोई भी पैसा नही देना पड़ेगा सिर्फ फ़ाइल चार्ज लगेगा क्या ये सही बात है और मुझे कितना प्रतिशत क्लेम मिलेगा अगर गाड़ी डेमेज होती है तो मैं बहुत कन्फ्यूज़ हू plz बताइये
puneet bhambhu (2 months ago)
Return to invoice or engine protection cover ko explain kre plz uspr ek video bnao sir
Mahesh (2 months ago)
bhai sabkuch sahi btaya but ye bhi bta dete ki aaj kal policy bazzar per kafi cheep policy milti he to kya vaha se policy li jaye ya kisi offline se (trustworthy company ) btaao
DESI DRIVING SCHOOL (2 months ago)
Sir ye video dekhiye : - https://youtu.be/qRl1KF7YBtE
kapil deb bhattacharjee (2 months ago)
Sir accident ki baad kitne Dino mein insurance claim Karna chahiye as per rule?
Sunil Kumar (2 months ago)
Skoda Laura kaisi hai mere ko aap bataiye please
xxxamitfull (2 months ago)
Hello sir, Maine Tata Tiago xt model Leni hai Sahi hai ya Nahi and wo log logistics charge BHI le rahe hai wo jroori hai ya Nahi pls suggest kare
Bob Miller (2 months ago)
#DESIDRIVINGSCHOOL, Maine apni XUV-500 ki insurance 5 months pehle renew krwayi thee, maine ab notice kiya ki usme transamission AT likha hai, but meri gaadi manual hai, iss case me claim lete time problem aa skti hai ? 1st insurance National Insurance co. se thee, 2nd year ki maine TATA-AIG se renew krwayi hai.
Aamir Ansari (2 months ago)
I have dent in my car i was told that every insurance claim i have to pay Rs1000 is it true please Reply
Dheeraj Singh dspl (2 months ago)
Sir mai eco sports lena chahta hun par Allahabad k showroom me car nahi hi par Rewa city se car mil rahi hi Mujhe rewa se car lene me koi problem to nahi hogi Mai Allahabad se hun
Mera Naam (2 months ago)
Bhai sb online insurance second owner k naam kaise transfer hoga iska pura process bata dete to bohat achcha hota.
Ankit Hande (2 months ago)
ek sal ke kitne rs bharne pdte he car insh. ke
JITENDRA PATEL (2 months ago)
how to know our insurance is o depth or not
Azmat Ali (7 days ago)
JITENDRA PATEL check your insurace premium invoice. If they have charged 0 dep amount. Then its 0 dep.
MANTOSH KUMAR (3 months ago)
Bike chori par kaise claim milegi
shanu Gupta (3 months ago)
Sir Maine 20 Feb ko 2nd hand car li thi uski RC mere naam par 28 Feb ko transfer ho gayi but uska insurance transfer nahi ho paya tha or 1st March ko Meri gadi ka ek major accident ho gaya. Kya main insurance company se comprehensive claim le sakti Hoon ya nahi please reply Thanks in advance
Chetan Choudhary (3 months ago)
Agar meri gadi ke 4 wheel chori ho gye ho to kya claim milega
Totally dead (3 months ago)
Sir maine 11/2/2018 main maruti baleno delta le hai or accident bhi hogaya ab mujhe kya karna cahiye insurance hai bumper to bumper mujhe kya karna cahiye plz help rear bumper or dikke damage hua hai
Shanu Gupta (3 months ago)
Sir apne jis insurance company s insurance liya h uske helpline number pr contact kijiye
Kewal Kumar (3 months ago)
sir , meri gadi ka zero depth insurence bharti Axa ka hai. meri gadi ka accident hua jisme mera aage ka bumper , side miror aur ander ke suporting part tut gaya , service center wale ne meri gadi ka tota kharch 35000 banaya jisme insurence walo ne 16000 tak hi diya baki ka mujhe jeb se ped karna pada . insurence walo ne purana accident bole ke pala jhad liya. plz help me
love is life dehri (3 months ago)
mera 4 gate vibrate krta h kaise thik hoga alto k10 h
sunny gr (3 months ago)
Bahot badiya gagan bhai normal dent new car me claim Karn chaiye... Mera bonus chala jayega
amol waghate (3 months ago)
Konsi insurance company best hai
sandeep kumar (3 months ago)
I have a question sir plss tells everbody new gadi lene par gadi ki accessories company k sath ki le ya fir hum bahr se le skte h ya fir konsi accessories aisi h jo comany k sath ki lena zruri h and konsi hum bahr se bhi le skte h?
rajiv ghildiyal (3 months ago)
sir maine tiago xz petrol book ki hai 28/02/18 ko. After bargaining dealer said ki main apko first year insurance free de raha hun. Ab baat ye hai ki quotation me insurance amt 19k tha and ab jo insurance dealer karwa k de raha hai uska premium 12k hai. To sir plz suggest is it ok for me ya dealer koi gadbad kar raha hai. Plz help
Harman Lubana (3 months ago)
If car rc is expired then car insurance is possible
suman dutta (3 months ago)
Nice
Rupmalya Phukon (3 months ago)
Currently mere gadi ki jo insurance hai wo march 2018 tak hai. Now I have a question. abhi jis company ki insurance chal rahi hai kya next insurance me dusre kisi company se karwane pe mujhe NCB mil sakta hai. plz rply
AMIT KUMAR (3 months ago)
Sir mujhe apni car ka insurance renew krana h. purchasing time maruti se hi kraya tha ab renew maruti se hi krao ya direct kisi other company se lu...plz advise me
sunder singh (3 months ago)
kya zero depth insurance krana, fayde ka soda h, ya bs bewkoof bnate h cmpny Wale.? do rply sir.
gourab majumdar (3 months ago)
Sir, insurance company wale alag alag premium keyu batate he? Alag alag company ye Different discount keyu hote he?
Sidharth Bhattacharya (3 months ago)
sir my question is we apply for online two wheeler insurance on which price ? 1.ex.showroom or 2.onroad price or 3.total price(onroad + all accessories) and which insurance is best private sector or public sector
Shanu Gupta (3 months ago)
Sidharth Bhattachary
Anoop Singh (3 months ago)
Bhai figo trend diesel pe 40000 ka discount hai lu ya na lu
Rakesh Rathod (3 months ago)
NCB SLAB IS 0 to 20-25-35-45-50... If RC name transfer thn policy must b transfer in time.. otherwise claim is not payable... at the time of transfer inspection of car is must so you can not get benefit from old damage...
Afaq Khan (3 months ago)
Transfer ke bd Insurance third party to nahi ho jayega.
Afaq Khan (3 months ago)
Bhai Maine second hand car li h uska insurance transfer nahi karaya h aur car ka accident ho Gaya h ab Mai Kiya karu.kaise claim lu
Rajeev Tyagi (3 months ago)
Meri car night me road par ghar ke bahar khadi thi morning me dekha uska front glass AK side crack mila isko kase claim kru
sudarshan suryawanshi (3 months ago)
Zero depression insurance kayse pahchne, muze insurance agent ne phasayatha zero dep bolke nahi diya Ye dat muze clame ke time patachli
Shanu Gupta (3 months ago)
Sir aap jab bhi insurance krwaye direct company k through krwaye
Motovlogger Kaushik (3 months ago)
Fantastic 👍🏻👍🏻👍🏻👍🏻
viresh bhuchar (3 months ago)
Hlo sir meri ek problem hai jab maine nyi gaadi kharidi tab first tym head to head full insurance hua hai dealer thru aur ab 2 baar maine isko 3rd part me insurance krwaya hai toh kya iska koi nuksaan hai agar mai dubara first part me insurance krwana ho head to head toh kya ye possible hai ya nhi. Pls help me sir
Shanu Gupta (3 months ago)
No sir agar aap dubara bumper to bumper insurance krwana chahte h to koi problem nahi aayegi bs gaadi ki inspection Hoti h
Shanu Gupta (3 months ago)
viresh bhuchar
surinder Kumat (3 months ago)
Sir bumper to bumper insurance may or third party join me kya different hota hai please video send sir
Shanu Gupta (3 months ago)
Sir third party insurance Mai aapki gaadi cover nahi Hoti isme bas gaadi k owner , paid driver , third person ki property or ,. Kisi third person ki death hone pr claim le milta h
VIJAY SONDAGAR (3 months ago)
sir meri 7 saal purani car beat ka insurance 4th Feb 18 me khatam ho gaya.he..to me jab tak.renew kar sakta hu.and premium Kitna hoga
cheers to life (4 months ago)
suppose im the owner of the vehicle....but mere kisi friend se meri bike m koi damage aa gaya ...so can i claim
Modassir Usmani (4 months ago)
sir mujhe bataiye meri bike pulsar jiska accident ho gya me out of indi rahta hu kya insurance claim kr sakta hu 3 month pahle hi li h plz help me
Malviya Utsav (4 months ago)
mcb kese milti hey sar ????
Amit Dabral (4 months ago)
I have a question. Renewal ke tym mere car insurance agent ne mujh se ₹19500 cash liye or policy document me ₹16500 likhe hai. Toh kya baki ka difference uska commission hai ya wo cheating kar rha hai
UK BISWAS (4 months ago)
Meri bike ka NCB car me milega kya
manjeet phogat (4 months ago)
Sir meri car ka second insurance h mujhe 0 dep k sath enjen sefti plan lena chahiye ya nhi please btaye sir
Anand Reddy (4 months ago)
sir mera swift dezire(5 year old) ka windshield visibility kam hai. kya mai isko insurance se replace karsakta hu??
Knowledge is Power (4 months ago)
A6a video he. Ab chori ka daar nahi
Knowledge is Power (4 months ago)
Second hand car apne naam karvate vakt car ka vima chalu hona chahiye ya bina vima ke naam ho jati he rc me
Virender Kumar Kansal (4 months ago)
Maine kaafi baar online or bhaar agent se dealer Ka premium compair Kiya har baar dealer se he best deal mili
Jatin Ahuja (4 months ago)
sir mujhe aapse baat krni h aapka num do plz
govind prajapat (4 months ago)
Sir meri bike chori ho gai h mujhe kb tak kitna clam mil jayga .Bike 15 ki purani thi.Total value thi - 50000 thi
paresh kumar (4 months ago)
sir mene Alto 800 second hand kharidi h or mene uski rc transfer krwa di h bt insorence transfer nhi krwaya or us car ka accident ho gya h to ab me Clem kese kru plz tell me
Deepak Tiwari (4 months ago)
New car per NCP points kise aad honge purani car ke
dhruba haloi (4 months ago)
Sir kal mera gari ka kal accident hua....utna bara accident nahi hua....side t main scratches aye...how should I apply for insurance....urgent rply plzzzzz
Anil Lokhande (4 months ago)
hi sir... mujhe aaj showroom k agent ke pass jake meri car ki accessories k bare main baat karni hain.. meri car celerio cng vxi hai. vo electric related aap bahar mat karo accessories warranty claim nahi hogi kuch huva to... main kya karu mujhe to discount lena hai ... suggestions kardo jaldi plz
Anil Lokhande (4 months ago)
DESI DRIVING SCHOOL .. Sony wala audio system . mujhe parking camera dalna hai .. aaj usne total system k 25000 bataye... bahar outline store main to discount mai milega... but showroom k fitting alag rehti hai for sefty cng car hai meri... kya kru mai agent se itna paise nahi de sakta
DESI DRIVING SCHOOL (4 months ago)
kya accessories lagwa rahe hain aap?
Netai Patra (4 months ago)
Ncb byek main milega
Aditya K (4 months ago)
Insurance claim ke liye story teller bann jao 😂😂
V Tech (4 months ago)
sir me used car le raha hu par uska insurance expird hai kay karru me?
RAKIB AHMED (4 months ago)
Registration dealer se rarwau ya khud transport office par karu
baat pate ki khan (4 months ago)
Hamne second hand car le hai aur rc transfer karwa le hai par insurance transfer nahi hua hai to kya hamko claim milega ya nahi...
GAGAN SARATKAR (4 months ago)
Konsa insurance lu?...0% dep. Ya fir comprehensive...isse car ki premium pe kya fark pdega
GAGAN SARATKAR (4 months ago)
DESI DRIVING SCHOOL premium ka mtlb hai kya wese?
DESI DRIVING SCHOOL (4 months ago)
+GAGAN SARATKAR , 0 dep, premium badh jaegi.
Ram Singh (5 months ago)
Are you sure about the question no 2? RTO does not allow to drive a car without registration now. Temporary number is for the dealer only to drive car from yard to showroom etc. Even I checked with a traffic cop who confirmed that you can't drive a car without registration. Hence I doubt if we can claim in that case.
rahul rock (5 months ago)
March mai mera car ka insurance khatam honga....den naya insurance karna ho toa kitane time k under karna honga jisse ki mera insurance collapse na ho??😊
Ridip Das (5 months ago)
Sir mere gari ke door pe vari scratch aiya hai accident mei n front windshield tuta hai muje kya insurance full cover hoga kya insurance mai windshield nd scratch mei ?
MANGAL SINGH (5 months ago)
Ravi sir, new car ka insurance car dealer ne kiya, next direct or dealer se le. 2 maruti car ka idv kam bna, hdfc ergo jiada. Why?
Sunny Singh (5 months ago)
Sir new car insurance kitna Time pehlay krvaunay prta Hai.....bahar k insurance company say .
DESI DRIVING SCHOOL (5 months ago)
jis din aap car purchase karte hain
Praveen Kumar (5 months ago)
Excellent explanation!!! As a motor insurance expert I agree with you on all your points.. But please never recommend for fraud claims. Thanks!!
DESI DRIVING SCHOOL (5 months ago)
thanks

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