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How Do Insurance Companies Make Money? : Insurance Answers

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Subscribe Now: http://www.youtube.com/subscription_center?add_user=ehowfinance Watch More: http://www.youtube.com/ehowfinance Insurance companies make money in a number of different ways depending on the situation. Find out about how insurance companies make money with help from a financial expert in this free video clip. Expert: David Boike Bio: David Boike, Founder and Managing Member of Retirement Resources, is a veteran in financial services with nearly three decades of experience. Filmmaker: Jerome Sawyer Series Description: The details regarding a particular insurance policy change depending on exactly what type of policy you're talking about. Get information on various types of insurance policies with help from a financial expert in this free video series.
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Text Comments (19)
Junito Punto Comm (1 day ago)
He didn’t answer the question !!
Edmon Roschi (2 months ago)
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Yangfan Cheng (1 year ago)
loaning money to policy holders? what does that mean?
LiftOrGTFO (1 year ago)
Thank you sir, this is exactly what I was looking for.
fmorgan98 (1 year ago)
You didn't explain how the payout of an insurance policy ( when a covered person dies) is really the divying up of the premiums gathered up that year to the people who pass away. The insurance company's really make thier money on the interest they get from the premiums.
Nicole hunter (1 year ago)
Hodari (1 year ago)
why don't people just discipline themselves to save their own insurance
Lewis Johnson (4 months ago)
Hodari Because it can cost more...
Jeremy h (1 year ago)
Because It's not just each person paying for their own coverage - it would be impossible. Insurance requires a large number of people to be involved. If you pay $1,000 a year for homeowners insurance, after 10 years you'd have saved $10,000. If you have a fire and your house burns down, $10,000 will not cover it, I'm sure.
OutlawedSpank (1 year ago)
your house burns down.......'why didn't you just discipline themselves to save their own insurance'.
Nimisidiv (2 years ago)
Hey can i give u money to insurae my house, sure *gives money for years*, *tornado comes and recks house* hey i need that money back now to fix my destoryed house, NOPPPPPPPE dat my friend was an act of GAWWWWDDD
Lewis Johnson (4 months ago)
Nimisidiv You don’t know fucking English, maybe they just didn’t understand you
Anh Quan Chu (2 years ago)
thanks for the video!
so they choose who lives or dies
George Simon (2 years ago)
+Random Famous Youtube commenter In Canada Great West Life makes money the easy way. Deny all claims. Live or die, live on the street, go bankrupt, none of this matters to the shareholders. Great West Life as any other Insurance company is self appointed Judge, Jury and Executioner.I wonder how much money in political donations per year it takes to operate a business above the law.
Horm Bora (2 years ago)
it is good
rvmvadati (3 years ago)
Fuck insurance companies! They are making too much money!
Sala Sabri (4 years ago)
mmmmmmm..i will be the first to cmment this..very good informations we got here..nice work here is some tips too How Do Insurance Companies Make Money?

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